We hear a lot of chatter in the news these days about the pros and cons of our government; however, for prospective home buyers, Uncle Sam can be a mighty good friend. The Federal Housing Administration (FHA) is one of our country's most enduring gifts to its citizens. FHA mortgage insurance backstops your FHA loan with the full faith and credit of our country. Without using taxpayer money, FHA insures mortgages on single-family, multi-family, and manufactured homes.
Welcome to homeownership! Whether you just bought your first house or you're still looking at homes for sale in South King County, you're about to begin a very important year. Your first twelve months as a homeowner will set the stage for your financial future, whether you make smart choices that pay off or impulsive choices that hurt your budget. We want to make sure you avoid the most common missteps.
Many new homeowners make purchases and changes they later regret, but you don't have to learn these lessons the hard way. Instead, our team can help you form your own game plan! Start by avoiding these five mistakes during your first year:
Your home mortgage is probably the largest debt you will ever take on, so it's no surprise that many homeowners are motivated to pay off their mortgage as quickly as possible. Depending on your financial situation, it may be possible to shave months, years, or even decades off your mortgage.
If you're interested in getting out from under your mortgage as soon as possible, our team at SheriGoldman.com is here to help. Here's how you can pay off your home loan early without destroying your budget:
Wouldn't it be nice to watch the Seahawks play in a quiet, formal setting, with nothing but you, a television, and food that you definitely won't have to work off in the gym the next day?
Of course not! From preseason to the Super Bowl, Seahawks football is best enjoyed with a group of fans who are just as passionate as you are, in a setting that maximizes everything you love about enjoying the biggest games – from fantastic food to rowdy reactions after every touchdown. There are tons of fun places to catch a Seahawks game in Kent, WA, and our team has some great suggestions for where to spend your football Sundays in the community.
Are you planning to buy a new house after the holidays? If you're looking for real estate, you might not want to wait. In fact, next time you hear "happy holidays", think "happy house-hunting" too. This time of year is actually a great time to buy a house, in part because most buyers shy away from it. Here are some of our team's favorite reasons to buy a house during the holiday season:
Next to location, curb appeal is one of the most important factors you can focus on when you're selling your home. It helps you make sure your home is sold quickly and at a price you're happy with. Why? The answer is simple – curb appeal creates the first impression any potential buyer gets of a property.
While you can't pick up a house and move it to a better neighborhood, you can update its exterior. Naturally, the first thing to consider is a new paint job. Then, you can refresh your interior spaces in the same way.
A quick coat of paint on the outside of a home completely changes its look. Not only can it revitalize an aging exterior, it also sets expectations for the kind of space you're about to enter when you step through the door.
People know they need to tone down "unique" colors when they are ready to sell. Very few, however, have a clear idea what to switch to. An analysis by Zillow using more than 32,000 photos of recently sold homes provides interesting clues.
Owning a home takes time, effort, and care – you're sure to find yourself thinking about things you never considered before. Take your home's rain gutters for example. They're so easy to forget, but the truth is your whole house could depend on them.
The purpose of rain gutters is to stop water from pooling and collecting on your roof where it can cause damage. When gutters are clean and well-maintained, they let rain water run off freely. With proper landscaping, water is deposited safely away from the house.
But that's only part of the story.
Attending an open house is an excellent way to see what neighborhood homes are available in a low-pressure way. By touring a number of open houses you can whittle down your home search before scheduling an official showing with a REALTOR®.
If you are new to home buying, take some time to get to know these basic open house etiquette tips from our team at SheriGoldman.com.